Had a oopsie with the boat.

smile0784
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Had a oopsie with the boat.

Post by smile0784 » Tue Apr 19, 2022 6:09 pm

Had a wake wave come through from another boat and had to turn the boat sharply and hit back on the pontoon trying to stay away from other boats and then when tieing to have a look at damage rubbed up against something sharp.

Insurance says it’s wear and tear and happens to a lot of boats so not covered.
I said it was a accident as it wasn’t intentional and why would I damage a $25k boat on purpose.
Still not covering it.

I spat back if it was a small dint in a car park world be covered why not this.
Everyone should learn how to drive a car in all conditions and there should
Be no accidents should never happen then and I hanged up.
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bowl
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Re: Had a oopsie with the boat.

Post by bowl » Tue Apr 19, 2022 6:50 pm

Bugger ...no good.
Is th hole near gunnel on boat ?
To many boats kayak, helicopter , catch a fish,catch a fish

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Re: Had a oopsie with the boat.

Post by rb85 » Tue Apr 19, 2022 6:57 pm

Bummer I can’t really see the extent of the structural damage by the photo. My advice get it professionally assessed and send the repair quote to the insurance company or request they send out an assessor.
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Sebb
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Re: Had a oopsie with the boat.

Post by Sebb » Tue Apr 19, 2022 7:40 pm

Looks pretty bad. Sorry for that to happen.
That definitely doesn't look like wear and tear.
Sounds like the insurance company was dodging it.
------------------------------
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Re: Had a oopsie with the boat.

Post by hornet » Tue Apr 19, 2022 7:58 pm

Did you send pictures of the damage or was it just a verbal dialogue ? If they saw the damage I doubt they would have said it's wear and tear, personally if it was me I would lodge a complaint with fair trading and send pictures for proof, once they get contacted by fair trading you'll find their attitude will change. I'm speaking from experience.
He who has the most fishing rods WINS ! :ts:

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Re: Had a oopsie with the boat.

Post by cobby » Tue Apr 19, 2022 9:24 pm

Call 1800931678. Australian financial complaints authority

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Re: Had a oopsie with the boat.

Post by fishnut » Tue Apr 19, 2022 9:41 pm

Name and shame I say

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Re: Had a oopsie with the boat.

Post by smile0784 » Wed Apr 20, 2022 6:33 am

bowl wrote:
Tue Apr 19, 2022 6:50 pm
Bugger ...no good.
Is th hole near gunnel on boat ?
It’s rear bottom side about 4 inches above the rear step.
The side of the boat impacted the pontoon

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Re: Had a oopsie with the boat.

Post by smile0784 » Wed Apr 20, 2022 6:35 am

hornet wrote:
Tue Apr 19, 2022 7:58 pm
Did you send pictures of the damage or was it just a verbal dialogue ? If they saw the damage I doubt they would have said it's wear and tear, personally if it was me I would lodge a complaint with fair trading and send pictures for proof, once they get contacted by fair trading you'll find their attitude will change. I'm speaking from experience.
Just over the phone.
Said there was a 3 inch long tear in the alloy

smile0784
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Re: Had a oopsie with the boat.

Post by smile0784 » Wed Apr 20, 2022 6:41 am

smile0784 wrote:
Wed Apr 20, 2022 6:33 am
bowl wrote:
Tue Apr 19, 2022 6:50 pm
Bugger ...no good.
Is th hole near gunnel on boat ?
It’s rear bottom side about 4 inches above the rear step.
The side of the boat impacted the pontoon
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