boat insurance

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dlock99
Rank: Baitfish
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Joined: Sun Jun 17, 2018 8:36 am

boat insurance

Post by dlock99 » Fri Jul 06, 2018 3:04 pm

Hi guys,


Need some advice, is it worth getting boat insurance?

I have a older boat 1980s has 115 hp Johnson 2000 model , I will do some watersports down the track

I can insure it all for just under 10k for about 370 bucks with club marine (youi were 780 ouch)

Anyway is it worth it or not?

cheers Dave

repspec
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Re: boat insurance

Post by repspec » Fri Jul 06, 2018 3:10 pm

the other thing to think about with insurance (especially if you water ski)...is you get public liability as part of it.
So if you hurt someone, or break something of someone elses while driving your boat, the insurance "should" cover it...

Lightningx
Bluefin
Bluefin
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Re: boat insurance

Post by Lightningx » Fri Jul 06, 2018 3:39 pm

I would if I were you.
Peace of mind. I’m with club marine and had to make a claim with them over a year ago now and got resolved real quick :thumbsup:

smile0784
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Re: boat insurance

Post by smile0784 » Fri Jul 06, 2018 3:49 pm

There are plenty of threads on insurance search for them

I would i
Have it just in case.you float into someone at.the ramp.and your motor fails etc

Mattblack
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Re: boat insurance

Post by Mattblack » Fri Jul 06, 2018 3:57 pm

dlock99 wrote:Hi guys,


Need some advice, is it worth getting boat insurance?

I have a older boat 1980s has 115 hp Johnson 2000 model , I will do some watersports down the track

I can insure it all for just under 10k for about 370 bucks with club marine (youi were 780 ouch)

Anyway is it worth it or not?

cheers Dave
absolutely yes, don't think about it as coving your boat, think about it as covering everyone else around you.... (probably should get the water sports added cover as well)...you can get a discount if you're not using it over winter.

Nude up
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Re: boat insurance

Post by Nude up » Fri Jul 06, 2018 4:15 pm

A must not only to cover your boat but imagine running down a swimmer/skier you will be liable the third party cover is peace of mind.

dlock99
Rank: Baitfish
Rank: Baitfish
Joined: Sun Jun 17, 2018 8:36 am

Re: boat insurance

Post by dlock99 » Fri Jul 06, 2018 5:28 pm

smile0784 wrote:There are plenty of threads on insurance search for them
:a_goodjob:
I would i
Have it just in case.you float into someone at.the ramp.and your motor fails etc
Thanks I did search and didn't find anything. but thanks for all your comments

blacklab99
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Re: boat insurance

Post by blacklab99 » Fri Jul 06, 2018 5:40 pm

Here's my way of thinking on this subject.
Credit to you for asking the question, I think the advice given to you, suggests you get insurance.
Would you drive a car on the road with out it ? would be absolutely foolish to do so.
SO, its the same for you boat, if not, let me know where you launch from, so I can stay well clear of you !
Not sure if you can just get 3rd party only for a boat ?
But I would have thought and believe it should be mandatory........
Club marine are great to deal with
HTH

Col

smile0784
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Re: boat insurance

Post by smile0784 » Fri Jul 06, 2018 5:41 pm


Duffman
Rank: Cephalopod
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Re: boat insurance

Post by Duffman » Fri Jul 06, 2018 6:28 pm

dlock99 wrote:Hi guys,


Need some advice, is it worth getting boat insurance?

I have a older boat 1980s has 115 hp Johnson 2000 model , I will do some watersports down the track

I can insure it all for just under 10k for about 370 bucks with club marine (youi were 780 ouch)

Anyway is it worth it or not?

cheers Dave
So its going to cost about $7 a week for peace of mind. No brainer.

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